Standing at the Trailhead of Winter

So, after an early morning conference call, all I can say is, "I told you so." I've been telling my husband for a year and a half now that the financial burden was going to be laid on me since I'm the one with the steady, reliable income. He kept insisting we wouldn't be held responsible for the full amount because of his heart attack and unemployment. After reviewing each of our assets and expenses, the verdict came: one person is in the negative (my husband) and one person is in the positive (me). Because one person is in the positive (me), the full amount owed must be paid. I told you so. I told you so. I told you so. Sheesh. I mean really, it's not rocket science. It's money owed because someone thought he was smarter than the system and could get away with fudging numbers despite me constantly telling him he was going to cause financial problems for us. Gee, look what happened. Exactly what I said was going to happen. Even during the c...

In my quest to live on less, I took what I consider to be a really big step. It's kind of silly, really, but to me it is quite huge. I actually had to take a deep breath and repeat several times that everything is going to be okay in making this decision. You'd think I was jumping into the deep end of a pool after just one or two swimming lessons. I've made the commitment to not buy another book for at least a year. Instead, I will borrow any book I want to read from my college library or the city library.  There. It's official since it's in writing. To celebrate, I requested a book through inter-library loan, and I'm really excited about it getting here and me getting the email that I can pick it up at the library's front desk. And . . . I'm so excited about riding my bike to the public library to get a new library card. I haven't had one of those in probably ten years. Maybe even longer. Plus, my college now has a bookshelf in the main ha...